Financial Planning and Investment Management

We offer a wide selection of investment options to meet your financial goals. The financial planning process identifies and takes steps to achieve your key financial objectives (e.g., debt reduction, major purchases, retirement savings or education funding). It involves the development and ongoing review of a plan to determine if you are on track to meet your financial needs throughout the various stages of your life.

Tax Planning

The tax planning process helps you to meet your tax obligations while achieving tax efficiency through a number of strategies. These tax minimizing strategies include the selection of appropriate investment plans and retirement plans.



Retirement Planning

The retirement planning process looks to determine your retirement goals and the necessary steps to achieve them. Retirement planning includes identifying sources of income, estimating expenses, projecting retirement income needs, implementing a savings program and effectively coordinating your post-retirement income sources by selecting the right retirement account types (RRSP, RRIF, LIRA, LIF).

Estate Planning

The estate planning process allows you to preserve your legacy. It involves developing a plan that can reduce the taxes and expenses of your estate, simplify and speed the transition of assets to the next generation and ensure that your beneficiaries are protected. This essential step maximizes the legacy to your family, charities and other beneficiaries

You can’t predict tomorrow. But you can be ready.

Become a proactive planner. Be ReadyWhen

ReadyWhen Explainer video

Introducing ReadyWhen a simple, secure, and fast digital Estate management solution. Built by subject matter experts with over +15 years of legal experience, they proactively guide you to enter, upload and store the right information so you can build a complete Estate plan. They also help when the inevitable happens by guiding both your family and executor so they know what to do, who to contact, and how to manage a tough situation. This is all built on their platform using military-grade encryption and security protocols.

Life’s unpredictable. Be ReadyWhen.

Why should you start?

On average, it can take up to 2 years to settle an Estate. That means paying for professional assistance and spending an enormous amount of time playing document detective. The right planning now means less stress for your family later.

How to start?

With ReadyWhen, you don’t need a will. You don’t need to own a property. You don’t need to have life insurance. You simply start with what you have.

If you are interested, get in touch with us and we will get you started. 

Insurance and Risk Management

Insurance is a critical component to every financial plan. We guide you in selecting the right plan whether it is for income or family protection, continuity of your business or estate succession. We offer the following insurance plans:

  • Life Insurance – Term, whole or Universal life
  • Disability & Critical Insurance
  • Health & Dental Insurance


Saving for post-secondary education is an important milestone – whether it’s for a loved one or yourself. The education planning process allows you to prepare and save for the goal of post-secondary education and take advantage of government grants and investment vehicles that maximize the potential for tax-free growth.

Group Benefits and Pension Plans

We provide small business solutions that can be customized specific to your company’s needs. We offer the various flexible retirement savings solutions:

  • Defined Contributions Pension Plans
  • Registered Retirement Savings Plans
  • Deferred Profit-Sharing Plans
  • Non-Registered Savings Plans
  • Employee Profit Sharing Plans
  • Individual Pension Plans
  • Pooled Registered Pension Plans (PRPP)